benefits of cbdc- Top Knowledge

In November, personal housing loans stabilized and rebounded. On December 13, the central bank released financial statistics for November 2024. The financial data was generally stable and maintained strong support for the real economy. It is noteworthy that the growth rate of household loans has been rising recently, mainly because personal loans have stabilized and rebounded. From the perspective of residents' departments, the short-term and medium-and long-term loans in the first 11 months increased by 1.29 trillion yuan and 453.8 billion yuan respectively, of which the medium-and long-term loans of residents increased by 66.9 billion yuan in November, increasing for two consecutive months. With the intensive introduction and effective implementation of a package of incremental policies, social expectations and market confidence are gradually picking up. Market experts generally predict that the effective financing demand in the market will be further improved, financial resources will flow more to major strategies, key areas and weak links, and financial support for the high-quality development of the real economy will be more powerful and effective. (21 Finance)Tigress Financial raised Wal-Mart's target price from $86.00 to $115.00.Huilv Ecology: The plan to increase capital to Junheng Technology to achieve control constitutes a major asset restructuring. Huilv Ecology announced that the company and Peng Kaisheng plan to increase capital to Wuhan Junheng Technology Co., Ltd. by paying cash. Before this capital increase, listed companies held 35% equity of Junheng Technology. After this capital increase is completed, listed companies will hold 51% equity of Junheng Technology to control Junheng Technology and include Junheng Technology in the scope of consolidated statements. The total consideration of this transaction is 246 million yuan, all of which are paid in cash. According to the relevant provisions of the Measures for the Administration of Major Asset Restructuring of Listed Companies, this transaction constitutes a major asset restructuring.

The Stoxx Europe 600 index fell to an intraday low of 0.5%.Jiaying Pharmaceutical Co., Ltd.: It plans to buy back 7 million to 13.5 million shares. Jiaying Pharmaceutical announced that it plans to use its own funds to buy back some issued RMB common shares (A shares) by centralized bidding for the implementation of employee stock ownership plan or equity incentive. The price of repurchased shares is not higher than 9.80 yuan/share (inclusive), and the number of shares to be repurchased is not less than 7 million shares (inclusive), accounting for about 1.3793% of the company's total share capital; And no more than 13.5 million shares (inclusive), accounting for about 2.6600% of the company's total share capital. The repurchase period is within 12 months from the date when the company's board of directors deliberated and approved the share repurchase plan.Lianchuang Optoelectronics: It is planned to terminate the acquisition of Lianchuang Superconductor's equity. Lianchuang Optoelectronics announced that the company originally planned to realize the merger of Lianchuang Superconductor through capital increase and acquisition of a small number of equity. However, during the reply, it was found that there were significant differences between the financial data of Lianchuang Superconductor in 2023 and the 2023 annual report disclosed by Yinggu, the parent company of Ningxia Xuying, which mainly involved the issue of revenue recognition. In addition, the validity period of Lianchuang Superconducting Audit Report and Asset Appraisal Report will expire soon, and it needs to be re-audited and re-evaluated if the transaction continues. By the end of October 2024, Lianchuang Superconductor had achieved an operating income of 45.2084 million yuan, a net profit of-13.1177 million yuan and a net profit of-14.7016 million yuan, which was far from the annual target of the 2024 performance forecast data calculated in the previous asset appraisal report. Based on the principle of prudence, in order to protect the interests of listed companies and investors, the company intends to decide to terminate the above transactions.

A mine explosion in central Sudan killed 13 civilians. On December 13th, local time, the health department of Suji City, Sennar State in central Sudan issued a statement saying that a truck triggered a mine in Jebel Muya area in the northern part of the state, causing an explosion, killing 13 civilians and injuring many others.The Ministry of Commerce held a special meeting of the party group to emphasize the need to vigorously boost consumption. On the 13th, Minister of Commerce Wang Wentao presided over a special meeting of the party group to convey the spirit of studying the Central Economic Work Conference and to study, deploy and implement the work. The meeting stressed that it is necessary to vigorously boost consumption. We will intensify efforts to expand the scope, implement the trade-in policy for consumer goods, innovate diversified consumption scenarios, expand service consumption, and actively develop the first-round economy. It is necessary to expand high-level opening to the outside world and stabilize foreign trade and foreign investment. We will expand independent opening and unilateral opening in an orderly manner, steadily expand institutional opening, and promote the free trade pilot zone to improve quality and efficiency and expand the reform mandate. Efforts should be made to stabilize trade in goods and actively develop service trade, green trade and digital trade. We will deepen the reform of foreign investment promotion system and mechanism, steadily push forward the opening of service industry, expand the pilot projects in the fields of telecommunications, medical care and education, and continue to build the brand of "Investing in China". Promote high-quality joint construction of the "Belt and Road", deepen and improve the overseas comprehensive service system.Domestic black futures closed down at night, domestic commodity futures closed mixed at night, and the performance of energy and chemical products was divided. Crude oil rose by 0.83%, fuel oil rose by 0.69%, PTA rose by 0.29%, glass fell by 4.03%, soda ash fell by 2.73% and LPG fell by 1.28%. Black series fell across the board, coking coal fell by 2.05%, coke by 1.97%, rebar by 0.5%, hot rolled coil by 0.43%, iron ore by 0.19% and thermal coal by 0%. Most agricultural products fell, including beans by 1.01%, sugar by 0.9%, Zheng Mian by 0.62%, cotton yarn by 0.58% and rapeseed meal by 0.53%.